My shares portfolio able to growth at average rates of 12% a year to date of 28th Nov 2014 since 2010.

See example chart, let’s say if you start to invest at age 35, with initial capital of $100K and invest regularly, says $2000 a month in stock market, you will become a millionaire by 48; assuming the annual compound rate of 12%. Only take 13 years to become a millionaire! So invest early have the advantage with less commitments 🙂

My stocks investment will double in every 6 years with 12% annual compound rate, with rule of 72.